Reclaim Bank Charges Kit
Overview
A kit containing template letters to enable you to attempt to reclaim bank charges that have been unlawfully applied to your bank account by your bank.
- Reclaim unlawful charges with our easy to complete letter templates.
- Don't let your bank get away with keeping Your money.
- Our Solicitor drafted letter template is reliable and easy to use.
Current estimates are that banks have already paid out more than £1 billion in unfair bank charge repayments.
Reclaim Bank Charges Kit
Our kit for reclaiming your bank charges contains a template letter to send to your bank to reclaim bank charges that have been wrongly applied to your account, for example for going over your overdraft limit. Reclaiming bank charges can make an incredible difference to the state of your finances and your credit score.
According to a recent survey by the Financial Ombudsman, banks in the UK collectively receive three million complaints every year but only 140,000 of these complaints are reported to the Financial Ombudsman by the banks.
To make the process of reclaiming bank charges easier, we have created a reclaiming kit. There are many steps you will have to go through before the money may be returned. The kit enables you to begin a process of negotiation with your bank so that a settlement or compromise can hopefully be achieved. The final step may involve going to court but this should not be attempted without having obtained the prior advice of a Solicitor as it is no longer clear cut that such a claim will succeed and there are costs involved in bringing a court case.
People suffering financial hardship are particularly eligible to claim back such charges because they may not have sufficient income to meet their costs of living. If you are in this situation, we strongly recommend that you use our template letter to apply for a bank charges repayment.
Using the Reclaim Bank Charges Kit
Any charges incurred between 2001 and 2007 for going over your overdraft limit and for cheques or Direct Debits bouncing can be reclaimed by using this kit.
Our Reclaim Bank Charges Kit has everything you need. The letters and templates provided in the kit have been created by our team of solicitors. You can reuse any of the documents offered in the kit as many times as you need to without further charge. It is time for you to act and get the unlawful charges back from your bank.
Associated Documents
We also offer a Reclaim Credit Card Charges Kit and advice on a number of Debt Management solutions.
